Privacy Policy

This Privacy Policy explains how KiraSekarang ("we", "our", or "us") collects, uses, discloses, and protects your information when you use our application and services.

1. Information We Collect

• Personal Information: Name, email address, and other information you provide during registration or profile updates.
• Financial Data: Income, expenses, savings goals, and other financial records you input into the application.
• Usage Data: Information about how you use the app, including access times, pages viewed, and device information.
• Cookies & Tracking: We use cookies and similar technologies to enhance your experience and analyze usage.

2. How We Use Your Information

• To provide, operate, and maintain the application and its features.
• To personalize your experience and improve our services.
• To communicate with you regarding updates, support, or important notices.
• To analyze usage and trends to enhance the user experience.
• To ensure the security and integrity of your data.

3. Data Sharing & Disclosure

• We do not sell or rent your personal information to third parties.
• We may share your data with trusted service providers who assist in operating our application, subject to strict confidentiality agreements.
• We may disclose information if required by law or to protect our rights, users, or others.

4. Data Security

• All sensitive data is encrypted in transit and at rest using industry-standard security measures.
• Access to your data is restricted to authorized personnel only.
• We regularly review our security practices to protect your information from unauthorized access, alteration, or disclosure.

5. Data Retention

• Your data is retained as long as your account is active or as needed to provide you services.
• You may request deletion of your account and data at any time by contacting us.

6. Your Rights

• You have the right to access, update, or delete your personal information.
• You may opt out of non-essential communications at any time.
• For any privacy-related requests, please contact us at [email protected].

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the application constitutes acceptance of the revised policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at [email protected].

Last updated: August 22, 2025